Most millennials struggle to find a budgeting system that actually works for them. They either feel restricted, fall off track, or stay stuck in cycles of debt and stress. The Momentum Flow Budget System changes that. It’s designed to fit your life, values, and goals, giving you a clear plan for every dollar while still leaving room for fun and flexibility. The result? Less stress, more confidence, and steady momentum toward the financial future you want.
It's a digital download built on Google Sheets. It comes with a kickstart guide, easy setup instructions, a tab to put all of your accounts and goals in one place, and your first monthly tab ready to customize for your specific needs and then duplicate.
“The Momentum Flow Budget System works because it was built in real life, not just in theory. I created it when I was tired of feeling like money controlled me instead of the other way around. I know what it’s like to feel stuck in debt and overwhelmed by budgeting tools that don’t stick. That’s why I designed a simple, flexible system that fits your life — and it’s the same system I used to gain clarity, confidence, and financial freedom. It can be used by anyone.”